AI Voice Agent for Banks & Financial Services Authenticated calls, answered in seconds.

Verify callers, handle card activation and fraud-alert callbacks, and escalate anything sensitive to a live analyst with the verification trail attached.

  • 24/7 coverage
  • 32 languages
  • No IVR menus
  • Live human handoff
  • Summaries & transcripts

On a call to Northbank

  • Customer verified

    2 checks passed · flagged transaction loaded

  • Transaction disputed

    Card blocked · dispute opened

  • SMS sent

    Dispute reference + replacement status

  • Fraud team alerted

    Verification trail + recording attached

The problem

Where banks and lenders lose calls today.

01

Fraud calls stuck in the general queue

A cardholder checking a suspicious charge waits behind balance enquiries at the worst possible moment.

02

Routine calls eat agent hours

Card activations and statement questions take up time your team needs for complex cases.

03

Strict authentication rules

Any automation has to verify identity properly before it touches account data.

What it handles

Calls it answers for banks and lenders.

Card activation

Verifies the cardholder and activates the card, with no agent needed.

Fraud-alert verification

Confirms or disputes flagged transactions and escalates by risk.

Payment and statement questions

Answers due dates, minimum payments and statement questions after verification.

Collections and due-date reminders

Calls customers ahead of due dates and logs promises to pay.

Sample call

Fraud alert, handled end to end.

Every line the caller hears, and every action taken on your systems while they're still on the call.

Live call · Northbank
  1. Connecting…
Workflow actions0/4

Actions appear here as the call progresses.

  1. 01

    Call connects

    Inbound or outbound, on your number.

  2. 02

    Agent answers

    First ring, no menus, in their language.

  3. 03

    Intent identified

    Booking, question, lead or emergency.

  4. 04

    Action taken

    Books, qualifies, answers or routes.

  5. 05

    Follow-up sent

    WhatsApp, SMS or email confirmation.

  6. 06

    Team updated

    Summary, transcript and next step.

Workflows

Workflows built for banks and lenders.

See all eight workflows →
Inbound

Support triage

Answers the routine, escalates the urgent, logs everything.

  1. 1Caller describes the problem
  2. 2Agent categorises it and checks urgency
  3. 3Routine questions are answered on the spot
  4. 4Urgent cases are transferred to a person, live
  5. 5Transcript and next step land in your helpdesk
Live transferAPI
Outbound

Reminders & confirmations

Calls ahead of every appointment to cut no-shows.

  1. 1Agent calls before each appointment
  2. 2Caller confirms, reschedules or cancels
  3. 3Freed slots go back on the calendar
  4. 4Outcome is logged against the booking
  5. 5Fewer no-shows, fuller schedule
CalendarSMS
What changes

What your team notices first.

  • Fraud alerts answered in seconds, day or night
  • Routine calls resolved without agent time
  • Sensitive cases escalated with the full verification trail
  • Payment reminders that land before the due date

Connects to your stack

  • Core banking (API)
  • Card management
  • CRM
  • SMS
  • Webhooks

Anything else connects through our REST API and webhooks, including lookups mid-call and live transfer to your team.

All integrations →
Case study · Financial Services · Fraud & Card Operations

Cut fraud-alert response time from 40 minutes to under 2

A digital-first bank moved card activation and fraud-alert callbacks onto voice agents so every suspicious-charge alert is answered in seconds, day or night.

<2 min

median time to reach fraud response, from 40

89%

of card activations completed with zero agent time

24/7

authenticated fraud-alert coverage

0

added PCI scope beyond the bank's existing footprint

Read the full case study →
Pricing

Plans from 200 minutes a month.

Every plan includes everything on this page. Pick the minutes you need, from 200 to 2,200 a month, priced in INR, USD or EUR.

FAQ

Questions from banks and lenders.

Something we didn't cover? Ask us on a call.

How does it authenticate callers?

It runs the verification steps you define — knowledge-based questions, one-time passcodes or account signals — before it shares or changes anything.

Can it handle fraud alerts?

Yes. It can call customers about flagged transactions, confirm or dispute them, block cards where your rules allow, and escalate anything unclear to a fraud analyst.

How does it fit our compliance requirements?

Every call is recorded and transcribed, every action follows the rules you set, and sensitive cases are handed to people with the full trail attached.

Can it transfer calls to a person?

Yes. You set the escalation rules — for example urgent issues, VIP callers, or anyone who asks for a human — and the agent transfers live with a summary attached, so nobody has to repeat themselves.

How does pricing work?

Choose a monthly plan by minutes: 200, 450, 1,000, or 2,200. Every plan includes every feature. Prices are shown in INR, USD or EUR based on where you are, and you can switch at any time. For more than 2,200 minutes a month, talk to sales about volume pricing.

Your next caller doesn't need to wait.

Get your AI receptionist live on a test number in under a day. No contracts to start.